Three small towns from the Hudson Valley are among the richest towns in the United States.

New research determined that New York State is one of the worst states in America to retire.

New York State Is The Worst Place To Retire

American currency and an egg with '401K' on it

WalletHub looked at affordability, quality of life, and health care to determine New York is the seventh worst place to retire.

The research also found that the cost of living in New York is about 30 percent higher than the national average.

It's clearly much easier to retire in New York State if you make a lot of money. Turns out, three of America's "20 Richest Towns" are in the Hudson Valley.

3 Hometowns In Hudson Valley Among 20 Richest In America

Mid-Hudson Bridge, City of Poughkeepsie, Poughkeepsie Waterfront, Hudson River

Veranda used Bloomberg’s Richest Places Index to determine "The 20 Richest Towns in America."

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Three towns from the Hudson Valley made the list. See the towns and notable residents below:

Larchmont, Bronxville And Scarsdale In Westchester County Make List

Larchmont, Bronxville and Scarsdale all made the list. All three are located in Westchester County.

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If you're wondering, Atherton, California as named America's richest town. The average household income in the Silicon Valley town is $525,324.

94027 The Nation's Most Expensive Zip Code
Getty Images

Notable residents include Willie Mays, Ty Cobb, Charles Schwab and Shirley Temple.

How List Was Formed

To qualify the average household income had to be over $220,000 with at least 2,000 households. Bloomberg used data from the latest U.S. Census and inflation-adjusted household income data.

Warning: All Should "Avoid" Traveling To This City In New York State

Top 10 Cheapest Places to Live in New York State

I'm sure most, can't afford to live in those rich Hudson Valley towns, I know I can't. So here's a look at the 10 cheapest places in New York State to live.

Top 10 Cheapest Places to Live in New York State

New York is one of the most expensive states to call home, but there are some areas that are gentle on the wallet. According to HomeSnacks, they deduced the top 10 most affordable cities and towns in the Empire State.

They looked into data from the U.S. Census, median home and rent prices, as well as median income of a particular area's residents. Affordability was also determined based on availability and access to services and conveniences.

Below are the top 10 places that let residents keep more cash in their wallets.

Gallery Credit: Megan

20 Worst Places to Live in New York State

A list highlights the worst places a New York resident can call home. A number of places in the Hudson Valley made the list, including one that was ranked the worst place to live.

Giant Horror Plant

A "giant horror plant" that can cause blindness and severe burns is still in New York State, despite the best efforts from New York officials.

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