Hacking and security breaches have been in the news a lot lately. With the latest involving Facebook and Cambridge Analytica, the huge breach involving Experian last year, and the horror stories of those who have had their identities stolen is enough to keep you up at night.

Chances are if you were to choose a grandparent over a millennial as the person most likely to fall victim to a scam, you would be wrong. Surprising a little, isn't it? According to the Federal Trade Commission, millennials reported 40% of money lost to fraud versus 18% for those 70 or older. While only 9% of those reported actually lost money, the amount lost is huge, $290 million.

What do you do with information like this, you get yourself educated and informed. The United Way of the Dutchess-Orange Region and Rhinebeck Bank have teamed up to present the first of several financial literacy workshops on Thursday, April 5 at the Boardman-Beekman Road Library from 9 to 11 am.

Topics to be covered include Basic Budgeting for Youth, Information for First-time Homebuyers, Poor credit, and bankruptcy, as well as other important information to help you have a more secure financial future. For more information, or to sign-up for this workshop, click here.